TD Bank should appeal to a wide range of customers who want after-hours customer service. TD agreed to pay customers $43 million and refund $27 million in overdraft fees. The lawsuits were for charging its customers excessive overdraft fees. In the fall of 2019, TD Bank agreed to a $70 million legal settlement that was approved by a judge in January 2020. High balance is required to nix fees: If you want to skip the monthly maintenance fee, which can be as high as $15, you'll need to keep a close watch and a minimum balance.In this case, you'll need $10,000 just to go to 2.0% and $250,000 to reach the maximum of just 3.51%. If you link another eligible TD account you get access to a tiered system. The TD Signature Savings has a standard rate starts at just 0.01%. Low APY on savings accounts: The TD Simple Savings has a standard APY of 0.02%, which is super low.TD Bank also makes it easy for travelers to order foreign currency, whether or not they have an account. It depends on what account you have, but many have no foreign transaction fees. ![]()
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